Surest
No deductibles. No coinsurance. A smarter way to deliver health benefits.
Description
Surest is a UnitedHealthcare company reimagining how employer-sponsored health insurance works. Built for employers with 51+ employees, Surest replaces the traditional deductible and coinsurance model with a transparent, copay-only structure — giving employees clear, upfront pricing before they ever schedule an appointment. The result is a fundamentally simpler benefits experience for brokers, HR teams, and the employees they serve.
For brokers and HR professionals looking to differentiate their benefits offerings, Surest delivers measurable results. Employers see an average of 11% in per-member-per-month savings compared to traditional plans, and independent research from Aon found 5–10% lower total cost of care across all ages and conditions. Available on both fully insured and level-funded structures, Surest offers the flexibility to meet a range of group sizes and employer needs — all backed by the UnitedHealthcare network.
Through its partnership with Brite, Surest provides educational content to help employees understand how the plan works, what care options are available, and how to make the most of their coverage. Brite's digital guides make Surest's differentiated plan design accessible and actionable — turning a complex model into clear, engaging content that employees can reference anytime.
For brokers and HR professionals looking to differentiate their benefits offerings, Surest delivers measurable results. Employers see an average of 11% in per-member-per-month savings compared to traditional plans, and independent research from Aon found 5–10% lower total cost of care across all ages and conditions. Available on both fully insured and level-funded structures, Surest offers the flexibility to meet a range of group sizes and employer needs — all backed by the UnitedHealthcare network.
Through its partnership with Brite, Surest provides educational content to help employees understand how the plan works, what care options are available, and how to make the most of their coverage. Brite's digital guides make Surest's differentiated plan design accessible and actionable — turning a complex model into clear, engaging content that employees can reference anytime.
Features
Plan Education
Easy-to-understand plan details that explain coverage, costs, and care options.
Digital Resources
Surest apps and online portals to help employees manage benefits, find care, and track claims — all in one place.
Video Explainers
Short-form videos that walk employees through Surest plan options, how to find care, and what to expect from their benefits.
